⚡ AI Analyst
Copy 12 ChatGPT prompts for retirement planning: find your number, stress test withdrawals, plan income and couples. Real output, tested and checked by hand.
Is ChatGPT safe for financial data? See what OpenAI stores, how long, whether it trains on chats, plus a redaction checklist and a safe upload workflow.
The Claude day trader skill is 11 free GitHub skills, not a trading bot. See what each does, how the order gate works, and how to install it safely today.
Time-weighted vs money-weighted return explained with worked examples, so you can tell fund skill from your own timing and judge real results.
Momentum investing explained: the 12-1 signal, real fund data and crash risk. Learn the rules before the wave breaks and costs you.
Leveraged ETFs reset daily, which quietly erodes returns. Learn volatility decay, drawdown math and why holding them can backfire.
Efficient frontier explained with a worked example: plot risk and return, find your best mix, and avoid the traps that break optimizers.
Asset correlation decides whether diversification protects you. Learn to measure it, stress-test it, and avoid the 2022 trap in your portfolio.
Maximum drawdown shows the worst loss an investment has taken. Learn to calculate it, read real crashes, and size risk before you invest.
Bond convexity explained with worked examples and live TLT, AGG and MBB data. See why duration alone misleads you when rates move sharply.
Expected shortfall (CVaR) shows how bad losses get once VaR is breached. Learn the math, the Basel shift to ES, and how to use it today.
Inflation-protected bonds pay a 2.88% real yield on 10-year TIPS. Learn breakeven inflation, the math and the traps before you buy.
Yield curve inversion has preceded every US recession since 1955. Learn to read the 10Y-2Y and 10Y-3M spreads and what they signal now.
Risk parity weights assets by risk, not dollars. Learn how it works, where leverage fits, and when it fails, with real numbers and a DIY build.
A sinking fund lets you save for planned costs in small monthly steps, so no bill forces you into debt. Learn how to build one today.
A Lovable API key needs a Business or Enterprise plan and an admin role. What it unlocks, what it cannot do, and how to scope it. Verified 11 Oct 2026.
Monte Carlo simulation tests your portfolio against thousands of market paths. Learn how it works, where it fails, and how to read the results.
Treasury bills explained for beginners: how they work, what they pay now, and how to buy one. Park your cash safely and know your return.
Lovable Xero integration, verified 10 October 2026: what the connector writes, the March scope trap, Xero developer pricing, limits and the Business gate.
The information ratio shows how much extra return a fund earns per unit of risk. Learn the formula, a good score, and what SPIVA 2025 data reveals.