Crypto Compounding Calculator
Calculate exactly how your crypto grows with daily, weekly, monthly or annual compounding — including regular contributions
Flexible Frequencies
Choose daily, weekly, monthly, quarterly, semi-annual or annual compounding to match your platform
Multi-Asset Support
Supports Bitcoin, Ethereum, BNB, Solana, Cardano, Polygon, and more popular crypto assets
Growth Visualisation
Visual progress bar and detailed year-by-year table showing exactly how your wealth compounds
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Crypto Compounding Calculator
Calculator Settings
Bitcoin
Calculation Results
Selected Asset
Bitcoin (BTC)
Compounding Daily
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Complete Guide to Crypto Compounding
How Crypto Compounding Works
Crypto compounding refers to earning returns on your existing crypto holdings — and then earning additional returns on those earnings. Unlike simple interest, compounding generates exponentially growing returns over time.
In DeFi (Decentralised Finance) and crypto staking, compounding can happen daily or even continuously. The more frequently interest is compounded, the higher your effective annual return (EAR) compared to the stated Annual Percentage Yield (APY).
Compounding Formula
Compound Interest Formula:
A = P × (1 + r/n)^(n×t)
Where: A = Future Value | P = Principal | r = Annual rate (decimal) | n = Compounding periods per year | t = Time (years)
APY vs APR in Crypto
APY
Annual Percentage Yield — includes the effect of compounding. This is the true annual return you earn when interest is reinvested.
APR
Annual Percentage Rate — the stated interest rate without compounding. APY is always higher than APR for the same investment.
Impact of Compounding Frequency
For a $10,000 investment at 10% annual rate over 1 year:
| Frequency | Return | Effective Rate |
|---|---|---|
| Annual | $11,000.00 | 10.000% |
| Monthly | $11,047.13 | 10.471% |
| Weekly | $11,050.65 | 10.506% |
| Daily | $11,051.56 | 10.516% |
Tips for Crypto Compounding
Tip 1: Look for platforms offering daily compounding — even small differences in frequency compound significantly over years.
Tip 2: Auto-compound DeFi protocols (like yield optimisers) reinvest rewards automatically — maximising compound frequency.
Tip 3: Add regular contributions to dramatically increase your compounded returns over long periods.