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Brokerage Charges Calculator

Calculate trading costs, taxes, and net profit for Indian stock trades — supports Intraday and Delivery with statutory charges (STT, GST, Stamp Duty).

STTGSTStamp DutyIntraday & DeliveryIndia

Brokerage Charges Calculator

Trade Details

Brokerage Settings

Calculation Summary

Net Profit / Loss

₹9,719.04
Gross P&L: ₹10,000.00

Total Charges

₹280.96

Breakeven Price

₹1,002.81

Charges Breakdown
Brokerage ₹40.00
STT/CTT ₹210.00
Transaction Charges₹7.24
GST (18%)₹8.50
SEBI Charges₹0.21
Stamp Duty ₹15.00

Note: These calculations are based on standard Indian market rates for equity. Actual charges may vary based on your specific broker's tariff plan and any applicable discounts.

Understanding Brokerage and Trading Costs in India

What are Brokerage Charges?

Brokerage charges are the fees paid to a stockbroker for executing buy or sell orders on behalf of an investor. In India, most modern discount brokers charge a flat fee (e.g., ₹20 per trade) or a small percentage of the turnover.

However, the brokerage is only a small part of the total cost. Several other statutory charges and taxes significantly impact your final profit or loss.

Statutory Taxes and Charges

STT (Securities Transaction Tax)

A direct tax levied on every purchase and sale of securities listed on stock exchanges. Rates differ for Intraday (only on sell) and Delivery (on both buy and sell).

GST (Goods and Services Tax)

Currently levied at 18% on the sum of Brokerage and Transaction Charges. It does not apply to the turnover or other taxes.

Transaction Charges

Fees collected by stock exchanges (NSE/BSE) for using their platform for trading. Usually a very small percentage of the total turnover.

Stamp Duty

Levied by the state government on the value of securities. Since 2020, stamp duty rates have been unified across India for ease of calculation.

Net Profit Calculation Formula

1. Turnover = (Buy Price × Qty) + (Sell Price × Qty)

2. Gross P&L = (Sell Price - Buy Price) × Qty

3. Total Taxes = STT + GST + SEBI Charges + Stamp Duty + Transaction Charges

4. Total Cost = Brokerage + Total Taxes

5. Net P&L = Gross P&L - Total Cost

Intraday vs. Delivery Charges

The cost of trading varies significantly based on whether you are doing Intraday (buying and selling on the same day) or Delivery (holding stocks overnight).

  • Delivery: Generally higher STT (0.1% on both sides) but zero brokerage with many discount brokers.
  • Intraday: Lower STT (only 0.025% on sell side) but almost always involves a brokerage fee.
  • Stamp Duty: 0.015% for Delivery and only 0.003% for Intraday on the buy side.

Trading Tips to Reduce Costs

Tip 1: Use a discount broker with flat-fee brokerage if you deal in high volumes to cap your costs.

Tip 2: Always check the "Breakeven" price before entering a trade. Ensure your profit target is well above it.

Tip 3: Consolidate trades where possible. Multiple small trades may incur higher minimum charges than a single large trade.

Frequently Asked Questions

What charges does the calculator include?

Brokerage, STT (Securities Transaction Tax), Exchange Transaction Charges, GST (18% on brokerage + transaction charges), SEBI charges, and Stamp Duty. The result shows total round-trip cost — what you actually pay above the trade price.

What's the difference between intraday and delivery charges?

Intraday: STT charged only on sell side at 0.025%; lower brokerage typically (₹20 flat or 0.03%); no DP charges. Delivery: STT charged on both sides at 0.1%; higher brokerage on some plans; DP charges (₹13.5–25 per scrip per day) on sell. Delivery costs significantly more, especially for short holds.

How can I minimize brokerage charges in India?

(1) Use discount brokers (Zerodha, Upstox, Groww) — flat ₹20/trade vs traditional 0.5%. (2) Avoid frequent intraday trading — STT + brokerage compound quickly. (3) Hold delivery longer to spread DP charges. (4) Negotiate brokerage tiers if you trade large volumes. (5) Use direct mutual funds (no commission) for SIPs.

Are brokerage charges tax-deductible?

Yes — charges paid (brokerage, STT, GST, exchange fees) can be added to your cost basis on the buy side and subtracted from sale proceeds on the sell side. This effectively reduces your taxable capital gain. Maintain detailed transaction statements (your broker provides these annually) for filing accurate ITR.

What is STT and how is it calculated?

Securities Transaction Tax — government levy on stock trades. Equity delivery: 0.1% on both buy and sell. Equity intraday: 0.025% on sell only. F&O futures: 0.0125% on sell. F&O options: 0.0625% on premium (sell). It's collected by the exchange and remitted to the Income Tax Department, and CANNOT be reclaimed.

Why is my actual P&L lower than the calculated profit?

Most retail traders calculate gross P&L (sell − buy) but ignore charges. A ₹500 'profit' on a ₹50,000 intraday trade can become ₹350 after brokerage + STT + GST + SEBI. The calculator shows you the breakdown so you know your TRUE net P&L before celebrating.

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